mardi 26 juin 2012

Smart Students Insure iPhones When on gap year

By Paul Godin


As a father of teenagers who are set to travel this autumn I made very sure that the insurance plan I took out included the replacing of my son's iPhone.

You might think I have my priorities wrong. What about money, food, lost bank cards or travellers cheques?

Permit me to explain my rationale in sourcing a travel insurance supplier who would also cover lost or damaged Android phone within a policy.

Run right out of Money. If my boy runs out of money he can reach me instantly by phone call, text message or even Skype on his iPhone. Without a telephone, he hasn't any one to telephone right away.

Run right out of Food. If he as run out of food, he will share with me his location using Google maps. From there I can find out the closest local city with a money machine, local bank or local supermarket. I can then transfer cash to his account or wire to that local bank. Problem solved.

Lost bank cards. It would not be the first time my son has misplaced his bank cards. But should be lose his bank cards travelling Australia I can resolve his problem if I am in touch with him through mobile phone. Again I'll wire money to the bank branch nearest to his location.

Lost Travellers Checks. After cancelling the lost cheques, I will either get other ones issued at the nearest bank ortravel agency to his location or transfer money.

If his Android phone were lost, can you imagine the parental worry? Whilst many mothers and fathers protest about their children's use of their telephone, one indisputable fact is that the telephone reduces the absence of communication and reduces the strain of not knowing where your children are.

So next time your kids decide to go travelling, make sure you enquire about Android phone coverage within the student travel insurance policy. Might be an absolute lifesaver.




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